Buy a Home in South Florida with Confidence

Understand the Costs. Get Pre-Approved. Start Your Home Search with Confidence.

Buying a home is one of the most significant financial and lifestyle decisions you'll ever make. Whether you're searching in Miami-Dade, Broward, or Palm Beach County, getting organized before you start browsing listings or visiting open houses, it’s important to lay the groundwork for a smooth and successful home buying experience. 

At The Baar Group, we recommend every buyer start by taking the following proactive steps to get financially prepared and positioned to make strong, competitive offers.

Build Your Green File

A Green File is a collection of essential financial documents that lenders will need when you're applying for a mortgage. Having this information organized in advance will not only save time but also show sellers and lenders that you're a serious, qualified buyer.

Your Green File should include:

• Financial statements

• Bank account summaries

• Investment account statements

• Credit card balances

• Auto loan information

• Recent pay stubs

• Tax returns (for the last two years)

• Copies of leases for any investment properties

• 401(k), life insurance, stocks, bonds, and mutual fund documents

Check Your Credit Rating

Your credit score has a major impact on how much home you can afford—and at what interest rate. We recommend reviewing your credit with a trusted mortgage lender early in the process. They’ll pull scores from Equifax, Experian, and TransUnion, and provide a pre-approval letter that strengthens your buying position when making an offer.

Be Careful with Your Finances

Now is not the time for financial surprises. 

To avoid delays or disqualifications during underwriting:

• Do not make large purchases (like furniture, cars, or appliances)

• Avoid switching jobs or opening new credit lines

• Keep your credit activity stable from now until closing

These actions ensure your financial profile remains strong throughout the process and help you secure the best possible loan terms.

By taking these simple but critical steps now, you’ll save time, reduce stress, and be ready to move forward when the right property comes along. The Baar Group will be right beside you to guide the next steps in your journey.

Have questions about preparing to buy? 

Call us at (954) 253-0490

visit us at 150 S Pine Island Rd, Suite 150, Plantation, FL 33324

We’re here to help you Raise The Baar for Real Estate.

Your Agent Matters—Make Sure You Choose One Who Works for You

One of the most important decisions you’ll make when buying a home in Miami-Dade, Broward, or Palm Beach County is choosing the right real estate agent. The right agent doesn’t just help you find a home—they guide you through the entire process, from search to closing, while helping you avoid common pitfalls.  

At The Baar Group, we specialize in delivering a streamlined, stress-free buying experience backed by decades of local market expertise.

Why Work with The Baar Group?

As experienced, full-time real estate professionals, we offer:.

• Early access to listings—before they hit the public market

• Personalized property recommendations based on your evolving needs

• Skilled negotiation to help you get the best value

• In-depth knowledge of South Florida neighborhoods, schools, and property trends

• Full-service support with contracts, timelines, and documentation

We don’t just show homes—we guide, protect, and advocate for you every step of the way.

How to Choose the Right Realtor

Not all agents are the same. Here’s what to consider when hiring a buyer’s agent:

Comfort & Communication

Choose someone who listens, understands your needs, and makes you feel comfortable asking questions.

Availability

Make sure they have time for you, including evenings and weekends..

Experience & Local Knowledge

Look for a full-time agent who has handled transactions like yours and knows the South Florida market inside and out.

Responsiveness

Do they return your calls and emails quickly? Timely communication is crucial in today’s competitive housing market.

References & Reviews

Ask for a list of recently sold properties, talk to past clients, and read online reviews to confirm their reputation.

Education & Credentials

Great agents are always learning. Ask about their certifications, designations, and industry involvement.

Let’s Find the Right Home—Together

When you work with The Baar Group, you’re not just working with a real estate agent—you’re partnering with a team that puts your goals first, provides access to exclusive listings, and delivers results that Raise the Baar.

Buy with Confidence. Buy with The Baar Group.

Time to Start House Hunting in South Florida

Find the Right Home in the Right Neighborhood with The Baar Group

Once you’ve been pre-approved and your finances are in order, it’s time for the most exciting part of the process—finding your perfect home. Whether you’re searching in Miami-Dade, Broward, or Palm Beach County, this is where your vision becomes reality.

To make the best decision, consider what matters most to you:

• Location
• Home size and layout
• Neighborhood amenities
• Commute time
• School district ratings
• Resale potential

Explore South Florida Neighborhoods

Before scheduling showings, take a drive through the neighborhoods you're interested in.

• Visit at different times of day to observe traffic and noise
• Check proximity to schools, work, parks, shopping, and dining
• Look for signs of community pride, safety, and walkability

From family-friendly suburbs in Plantation or Parkland to vibrant downtown living in Fort Lauderdale or Miami, we’ll help you find a community that matches your lifestyle and long-term goals.

Narrow Your Search

Once you’ve explored the area, it’s time to focus on homes that truly meet your criteria.

With your agent’s help, schedule private showings of the top contenders and gather important insights such as:

• School zone quality and district boundaries
• Local recreational opportunities
• Long-term resale potential
• HOA rules, fees, or restrictions (if applicable)
• Recent market trends in the neighborhood

Make a Smart Offer

Found the right home? Your next move is critical.

At The Baar Group, we’ll help you:

• Understand the home’s market value
• Evaluate all costs, taxes, and anticipated repairs
• Strategically write and present your offer
• Position your offer to stand out against competing buyers

We use market data, negotiation expertise, and local knowledge to give you a competitive edge, so you don’t overpay or miss out.

Let’s Start the Search Together

We’re here to help you navigate every detail of your home search, from community tours to final offers. With insider access, local expertise, and a buyer-first approach, The Baar Group helps you find a home you’ll love and at a price that makes sense.

From Offer to Closing: What to Expect After Your Home Offer Is Accepted

A Step-by-Step Guide to the Home Closing Process in South Florida

You’ve found the perfect home in Miami-Dade, Broward, or Palm Beach County, and your offer has been accepted—congratulations! Now it’s time to move into the final phase of the home buying process: successfully navigating escrow, inspections, and closing.

At The Baar Group, we walk you through every step to ensure a smooth and stress-free closing. Here’s what to expect:

Step 1: The Initial Agreement & Earnest Money Deposit

Once your offer is accepted, a formal purchase agreement is signed between you and the seller. You’ll also place an earnest money deposit into escrow to demonstrate your commitment.

Important Tips:

Put everything in writing: All verbal agreements, counter-offers, and amendments should be documented and signed by both parties. We’ll help you draft and review every detail.

Stick to the timeline: After the agreement is signed, you’ll receive a closing schedule. We’ll keep you updated on deadlines and milestones, so you’re always prepared.

Step 2: Select a Closing Agent

A title company or real estate attorney will act as your closing agent. Their responsibilities include:

• Holding your deposit securely in escrow

• Conducting a title search to ensure the property is free of legal issues

• Preparing the documentation for title transfer

• Ensuring all encumbrances and liens are resolved before closing

Step 3: Home Inspections

Property inspections are a key part of protecting your investment.

• Schedule a licensed home inspector to assess the condition of the property.

• Consider specialized inspections (roof, HVAC, mold, termites, etc.).

• We can recommend trusted inspectors if needed.

After the Inspection:

• If all goes well, you’ll move forward and remove contingencies.

• If issues arise, you may renegotiate the contract terms or request repairs/credits from the seller.

Step 4: Appraisal & Loan Finalization

If you’re using a mortgage, your lender will order a home appraisal to confirm the property’s value.

Stay in Close Contact with Your Lender:

• Provide any additional documentation they request

• Confirm your loan is fully approved before the closing date

• Proactively check your loan status at least 2 weeks before closing

Step 5: HOA Approval (If Applicable)

If your home is located in a homeowner's association (HOA) community:

• Request HOA rules, regulations, and application forms from the seller

• Submit all required paperwork and fees on time

• Schedule your HOA interview (if required) as soon as possible

• Bring the certificate of approval to the closing so it can be recorded with your deed

Most South Florida associations require this step before you can move in—don’t delay!

Step 6: Secure Property Insurance

Your lender will require proof of homeowner’s insurance before closing.

• Shop for insurance early to compare quotes

• Make sure coverage meets your lender’s minimum requirements.

• Consider bundling policies or asking about discounts for security systems, storm shutters, or other safety features

Need a referral?  We can connect you with trusted insurance agents throughout South Florida who specialize in everything from single-family homes to condos and investment properties.

Final Thoughts

The path from accepted offer to closing table is filled with important steps—but with the right guidance, it doesn’t have to be overwhelming. At The Baar Group, we ensure every detail is handled with care so you can focus on preparing for move-in day.

Final Walk-Through, Closing & Move-In Day

What Every South Florida Homebuyer Should Know Before Closing

You’re almost there! After weeks (or months) of planning, paperwork, and property tours, it’s finally time to close on your new home. 

At The Baar Group, we ensure the last steps of your journey are just as smooth and stress-free as the first.

Final Walk-Through Inspection

The final walk-through typically takes place the day before or morning of closing. While often seen as a formality, it’s your last opportunity to verify that the home is in the agreed-upon condition.

During your final walk-through, we’ll help confirm:

• All appliances and fixtures included in the sale are still present

• No damage has occurred since your last visit

• Repairs requested after the inspection have been completed

• The property is clean and free of personal items unless otherwise agreed

This step ensures that there are no surprises on closing day—just excitement and peace of mind.

Home Services & Utility Setup

Before you move in, you’ll want essential services ready to go. We’ll provide you with a curated list of local contacts to help activate services like:

• Electricity & water

• Internet & cable

• Trash & recycling

• Home security

• Lawn, pest control, or pool services (if applicable)

You can also visit the Resources Page on our website for helpful links and phone numbers by county.

Be Prepared for the Unexpected

Even at the final hour, small issues can arise—maybe a leaky faucet, a broken garage remote, or a missing key.

Don’t worry—we’ve seen it all. 

Our team is ready to:

• Troubleshoot last-minute concerns

• Coordinate with the seller’s agent

• Connect you with trusted vendors to resolve any issue quickly

With The Baar Group, you’re never left navigating closing challenges alone.

What Happens at Closing

The closing appointment is where the transaction becomes official—and the keys become yours. Here’s what to expect:

• The closing agent will provide a final settlement statement, summarizing all financial aspects of the deal

• You and the seller will sign all required documents

• If you're financing, you'll also sign your loan agreement and other lender-required forms

• Funds can be wired in advance or brought to closing via certified check

• The seller will transfer keys, remotes, gate codes, garage openers, and any relevant manuals

By the end of the meeting, you’ll walk out with everything you need to begin your next chapter—as a proud homeowner in South Florida.

The final walk-through typically takes place the day before or morning of closing. While often seen as a formality, it’s your last opportunity to verify that the home is in the agreed-upon condition.

During your final walk-through, we’ll help confirm:

• All appliances and fixtures included in the sale are still present

• No damage has occurred since your last visit

• Repairs requested after the inspection have been completed

• The property is clean and free of personal items unless otherwise agreed

This step ensures that there are no surprises on closing day—just excitement and peace of mind.

Home Services & Utility Setup

Before you move in, you’ll want essential services ready to go. We’ll provide you with a curated list of local contacts to help activate services like:

• Electricity & water

• Internet & cable

• Trash & recycling

• Home security

• Lawn, pest control, or pool services (if applicable)

You can also visit the Resources Page on our website for helpful links and phone numbers by county.

Be Prepared for the Unexpected

Even at the final hour, small issues can arise—maybe a leaky faucet, a broken garage remote, or a missing key.

Don’t worry—we’ve seen it all. 

Our team is ready to:

• Troubleshoot last-minute concerns

• Coordinate with the seller’s agent

• Connect you with trusted vendors to resolve any issue quickly

With The Baar Group, you’re never left navigating closing challenges alone.

What Happens at Closing

The closing appointment is where the transaction becomes official—and the keys become yours. Here’s what to expect:

• The closing agent will provide a final settlement statement, summarizing all financial aspects of the deal

• You and the seller will sign all required documents

• If you're financing, you'll also sign your loan agreement and other lender-required forms

• Funds can be wired in advance or brought to closing via certified check

• The seller will transfer keys, remotes, gate codes, garage openers, and any relevant manuals

By the end of the meeting, you’ll walk out with everything you need to begin your next chapter—as a proud homeowner in South Florida.